How to Track UPI Payments Automatically in Your Shop

The Manual UPI Tracking Problem

In a busy kirana shop, 20-30 UPI payments can come in per day. Each one requires checking the notification, verifying the amount, and entering it into your register or app. During rush hour, payments get missed. At the end of the day, your register does not match your bank balance, and you spend 30 minutes figuring out which ₹150 payment you forgot to record.

This problem gets worse as UPI adoption grows. In 2025, UPI processed over 12 billion transactions per month in India. Your shop handles more digital payments every month - and manual tracking simply does not scale.

How Automatic Detection Works

Hisab Expert uses Android's NotificationListenerService to read payment notifications from UPI apps. When your UPI app shows "You received ₹500 from Ramesh," the app reads the notification text, extracts the amount and sender name, and creates a draft transaction automatically.

This is fundamentally different from SMS-based detection. The app never reads your text messages - only the visible notifications from UPI apps. Your bank alerts, OTPs, and personal messages remain completely private.

Setup: 3 Steps, 2 Minutes

• Step 1: Open Hisab Expert → Settings → Notification Access → Enable
• Step 2: Go to Android Settings → Battery → App Battery Usage → Hisab Expert → Unrestricted
• Step 3: Ask a friend to send you a ₹1 test payment via UPI. Confirm the app detects it.

That is it. From this point, every UPI payment that triggers a notification will be auto-captured. You will see a small badge on the app icon when a new draft is waiting for confirmation.

Which UPI Apps Are Supported

Hisab Expert detects payments from any UPI app that sends visible notifications:

• All major UPI apps - fully supported
• BHIM - supported
• Bank-specific apps - supported if they send notifications

The detection works by parsing notification text patterns. If a new UPI app appears in the market, Hisab Expert's parser is updated in app updates to recognise it.

Troubleshooting Tips

• Payments not being detected? Check that Notification Access is enabled for Hisab Expert, and that the UPI app actually sends notifications (some apps suppress them in DND mode).
• Duplicate drafts? If you see the same payment twice, check if both a bank app and a UPI app sent notifications for the same transaction. You can dismiss duplicates from the draft queue.
• Detection stopped after a while? Android's battery optimisation may have killed the service. Set Hisab Expert to "Unrestricted" in battery settings.