Terms of Service

By downloading, installing, or using Hisab Expert (“the App”, “the Service”), you agree to comply with and be bound by these Terms of Service (“Terms”) and our Privacy Policy.

If you do not agree with these Terms, do not download or use the App. These Terms constitute a legally binding agreement between you and Hisab Expert (operated by Mohammed Habeeb Ali Ahad, Hyderabad, India). If you use the Service on behalf of a business, you represent that you have authority to bind that business to these Terms.

Hisab Expert is a mobile application that helps small business owners track income, expenses, inventory, and customer credit. The App is available on Android devices.

You may use the Service only for lawful purposes and in accordance with these Terms. You are responsible for maintaining the security of your device and account, and for all activities that occur under your account.

You must be at least 18 years old to use the Service. By using the App, you represent that you meet this requirement.

You agree not to use the Service to:

• Violate any applicable local, national, or international law or regulation
• Record false, misleading, or fraudulent financial transactions
• Attempt to reverse-engineer, decompile, or disassemble the App
• Use the App to store or process data belonging to another person without their consent
• Attempt to gain unauthorised access to any part of the Service or its related systems
• Use automated tools to scrape, crawl, or extract data from the Service
• Impersonate any person or entity in connection with the Service
• Engage in any conduct that restricts or inhibits any other user's use of the Service

The App, its design, source code, features, and content are the exclusive property of Hisab Expert and are protected by Indian and international copyright, trademark, and intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to use the App for your personal or business bookkeeping purposes. This licence does not include the right to resell, distribute, or create derivative works based on the App.

Your business data - transactions, products, customers, and records you enter into the App - remains entirely your property. We claim no ownership over user-generated data.

Your use of the Service is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the App, you consent to the data practices described in the Privacy Policy.

All business data is stored locally on your device with AES-256 encryption. Cloud sync is optional and off by default. We do not sell, rent, or share your personal data with advertisers or data brokers.

You may request deletion of your account and all associated data at any time via the App settings or our Data Deletion page. Deletion is completed within 7 days.

Hisab Expert is provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the App will be uninterrupted, error-free, or free of viruses or other harmful components.

The App is a bookkeeping and record-keeping tool. It is not a substitute for professional accounting, tax, or financial advice. We do not guarantee the accuracy of calculations or reports for tax filing purposes. Consult a qualified accountant or Chartered Accountant for tax matters.

UPI auto-detection relies on notification access. We do not guarantee that all transactions will be auto-detected, as this depends on device-level settings and third-party app behaviour.

To the fullest extent permitted by applicable law, Hisab Expert and its developer shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service.

Our total liability for any claim arising out of or relating to these Terms or the Service, regardless of the form of the action, shall not exceed the amount you paid to access the Service in the 12 months preceding the claim, or ₹1,000, whichever is greater.

Some jurisdictions do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages. In such jurisdictions, our liability is limited to the fullest extent permitted by law.

These Terms are governed by the laws of India. Any disputes arising from or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Hyderabad, Telangana, India.

If any provision of these Terms is found to be unenforceable by a court of competent jurisdiction, the remaining provisions will continue in full force and effect.

We reserve the right to update these Terms at any time. When we make material changes, we will notify you via an in-app notification or the email address associated with your account (if provided), and update the effective date at the top of this page.

Your continued use of the Service after changes take effect constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the Service.

Questions about these Terms? Contact us at:

• Email: support@hisabexpert.com
• Address: Hyderabad, Telangana, India - 500059
• Contact form: hisabexpert.com/contact