Last Updated: February 11, 2026 | Effective Date: February 11, 2026
Please read these Terms of Service carefully before using Hisab Expert. By downloading, installing, or using the app, you agree to be bound by these terms. If you do not agree, please do not use the service.
1. Acceptance of Terms
By accessing or using Hisab Expert ("the App", "the Service"), you agree to comply with and be bound by these Terms of Service ("Terms") and our Privacy Policy. These Terms constitute a legally binding agreement between you and Hisab Expert. If you are using the Service on behalf of a business, you represent that you have authority to bind that business to these Terms.
2. Description of Service
Hisab Expert is a business accounting and inventory management application that provides:
- Transaction tracking (income and expenses)
- Inventory and stock management
- Customer credit/debit ledger (Khata Book)
- Invoice generation and sharing via WhatsApp/PDF
- UPI payment auto-detection from notifications (optional)
- Voice-based transaction entry (optional)
- OCR ledger scanning to import handwritten records (optional)
- Business reports and analytics
- Optional cloud backup and multi-device sync
The Service is intended for small businesses, shopkeepers, and traders in India.
3. User Accounts and Registration
- Eligibility: You must be at least 18 years old to create an account.
- Registration: Account creation requires a valid Indian mobile phone number. We use OTP (One-Time Password) for authentication — no passwords are created or stored.
- Account Security: You are responsible for keeping your phone number and device secure. Notify us immediately if you suspect unauthorised access to your account.
- One Account Per Number: Each phone number may be associated with one owner account. The owner may add multiple employee sub-accounts.
- Accurate Information: You agree to provide truthful and accurate business information during registration and to keep it updated.
4. User Responsibilities and Acceptable Use
You agree to use Hisab Expert only for lawful business purposes. You are responsible for:
- Maintaining the accuracy of all business data you enter
- Regular data backups (local export and/or cloud sync)
- Compliance with all applicable laws, including GST and tax regulations
- All activity that occurs under your account
- Ensuring employees you add to your account use it appropriately
5. Intellectual Property Rights
All content, features, designs, logos, trademarks, and software in Hisab Expert are the exclusive property of Hisab Expert and its licensors. You are granted a limited, non-exclusive, non-transferable licence to use the App for its intended business purpose only.
You may not:
- Copy, modify, or distribute any part of the App without written permission
- Reverse-engineer, decompile, or disassemble the App
- Use our trademarks or branding without written consent
- Create derivative works based on the App
Your business data (transactions, inventory, customer records) remains your property at all times. We claim no ownership over data you enter into the App.
6. Privacy and Data Protection
Your privacy is important to us. Our collection, use, and protection of your personal and business data is described in detail in our Privacy Policy, which is incorporated into these Terms by reference.
Key data principles:
- All data is stored locally on your device by default (AES-256 encrypted)
- Cloud backup is entirely optional and user-controlled
- We do not sell your data to third parties
- You can export and delete your data at any time
7. Prohibited Uses
You may not use Hisab Expert to:
- Conduct illegal financial transactions or facilitate money laundering
- Evade taxes or maintain fraudulent business records
- Impersonate another person or business
- Attempt to gain unauthorised access to other accounts or our systems
- Upload malware, viruses, or any malicious code
- Violate any applicable local, state, national, or international law
- Use the App for any purpose other than legitimate business bookkeeping
Violation of these prohibitions may result in immediate account termination without notice.
8. Service Availability and Modifications
- Availability: We strive for high availability but do not guarantee uninterrupted service. The App may be temporarily unavailable due to maintenance or technical issues.
- Modifications: We reserve the right to modify, update, or discontinue features of the Service at any time with reasonable notice for significant changes.
- Updates: We may release updates to fix bugs, improve performance, or add features. Some updates may be required for continued use of the Service.
- Offline Use: Core bookkeeping features work offline. Cloud sync requires an active internet connection.
9. Data Backup and Loss
⚠️ Important — Your Responsibility:
Your business data is stored primarily on your device. We strongly recommend enabling cloud backup AND performing regular CSV/PDF exports. We are not responsible for data loss due to device failure, theft, factory reset, or uninstallation without prior backup.
- Enable cloud sync in Settings to back up your data automatically
- Export your data regularly using the Export feature (CSV/PDF)
- We are not liable for loss of data that was not backed up by the user
10. Third-Party Services
Hisab Expert integrates with or links to the following third-party services:
- Supabase: Cloud database and authentication for optional sync
- Google Speech Recognition: Processes voice input for voice entry feature
- WhatsApp: Invoice and payment reminder sharing
- UPI Payment Apps: Google Pay, PhonePe, Paytm, etc. — notification reading only, with your explicit permission
These services have their own Terms of Service and Privacy Policies. We are not responsible for the practices of third-party services. Use of all integrations is entirely optional.
11. Indemnification
You agree to indemnify, defend, and hold harmless Hisab Expert, its owners, officers, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from:
- Your use or misuse of the Service
- Your violation of these Terms
- Your violation of any third-party rights
- Any inaccurate, fraudulent, or unlawful data you enter into the App
12. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW: Hisab Expert is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including but not limited to merchantability or fitness for a particular purpose. We are not liable for:
- Loss of business data, profits, or revenue
- Business or financial decisions made based on App-generated reports
- Tax or accounting errors arising from data you entered
- Service interruptions or technical failures beyond our control
- Indirect, incidental, punitive, or consequential damages of any kind
Our total liability to you for any claim shall not exceed the amount you paid us (if any) in the three months preceding the claim.
13. Dispute Resolution
In the event of any dispute arising from these Terms or your use of the Service, the parties agree to first attempt resolution through good-faith negotiation. If negotiation fails within 30 days, disputes shall be subject to the exclusive jurisdiction of the courts in Hyderabad, Telangana, India.
We encourage you to contact us at support@hisabexpert.com before initiating any formal legal proceedings.
14. Changes to These Terms
We may update these Terms from time to time. When we make material changes, we will:
- Update the "Last Updated" date at the top of this page
- Notify you via in-app notification
- For significant changes, require you to review and accept the updated Terms before continuing
Continued use of the Service after changes take effect constitutes your acceptance of the revised Terms.
15. Termination
Either party may terminate this agreement:
- By you: Delete your account from Settings → Account → Delete Account, or contact us to request deletion. See our Data Deletion Policy for details.
- By us: We may suspend or terminate your account for violation of these Terms, fraudulent activity, or at our discretion with reasonable prior notice where possible.
- Effect of termination: Your right to use the Service ceases immediately. You may export your data before account deletion is processed.
16. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India, including the Information Technology Act, 2000 and applicable rules and regulations. The courts of Hyderabad, Telangana, India shall have exclusive jurisdiction over any disputes arising under or in connection with these Terms.
17. Severability
If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.
18. Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Hisab Expert regarding the Service and supersede all prior agreements, representations, and understandings, whether written or oral.
19. Contact Information
For questions about these Terms of Service, please contact us: